Dodge offers interest-free 72-month loans for Hellcats on Labor Day

Dodge offers interest-free 72-month loans for Hellcats on Labor DayThis is a great deal for a Challenger or Charger with 700 horsepower.

Labor Day is in America. Labor Day is the official end of summer. In a typical year, automakers offer decent deals to new-car buyers. This isn’t a normal year. It’s 2020, and all auto manufacturers around the world have been affected by coronavirus at some point. This means that there may be some great deals on cars that you won’t find elsewhere – such as the Charger or ChallengerHellcat twins by Dodge.

The deal in this instance is not a price reduction. It comes in the form a interest-free financing offer for up 72 months. Cars Direct. This is based on basic math. It’s possible to get a loan for six years if you are unable to afford the high monthly payments associated with a longer-term, lower-interest loan. We are still talking about starting prices above $60,000 for the. Challenger SRT Hellcat , and more than $70,000 for the Charger SRT Hellcat .Discounts are not something the Hellcats have been able to enjoy this year. Dodge offers cashback deals which can save you nearly $8,000 on some models. Depending on the terms of the loan, cashback and finance deals can’t be combined. However, CarsDirect estimated that you could save up to $11,000.

For example, a $72,000 car that was financed at zero percent could be compared to a $7970 rebate and five percent financing. The interest-free loan was better by more than $2,000 over six years and the monthly payments were still lower. It was still $1,000 per month, but it was less.

However, such long-term loans come with the risk of vehicle depreciation as well as negative equity. Although Hellcat-powered Challengers or Chargers hold their value better than less aggressive siblings, values still fall. Buyers are too focused on the thrill of owning a new car with 700 horsepower and more, so thinking about the long-term impact of negative equity is not always given the attention it deserves. Buyer beware.

Current-stock Dodge Hellcat-powered vehicles are eligible for the offer until September 30.